How long will your savings last?
The retirement planner. Change any figure and the result updates.
Savings may run short
CPF LIFE payouts are not included.
This looks only at your own savings. CPF LIFE payouts and any other income are left out, so your real position may be better than this shows.
- Savings at 65
- S$1,394,374S$587,549 in today’s dollars
- Total contributions
- S$210,00035 years × 12 months × S$500 a month
- Monthly target
- S$4,000/moS$9,493 a month when you retire
What you would like these savings to pay you each month, on top of CPF LIFE payouts and any other income, in the money of today. The planner raises it with inflation.
Your own assumption, not a promise.
Your own assumption: how fast prices rise each year.
Your savings may run out at age 82.
On these figures, your savings would not cover the monthly income you want all the way to age 100. It does not count CPF LIFE payouts or other income. This is an illustration, not a forecast: returns, prices and how long you live all vary.
There may be a gap worth looking at. Message Eugene to talk through your options.
WhatsApp EugeneAssumptions and sources
Illustration only, not financial advice. It assumes a steady annual return and a steady rate of inflation, which you choose and which are not promises, compounded monthly. The income you want is shown in today’s dollars and rises with inflation. It ignores tax, fees and CPF payouts, and by default models life to age 100. Actual returns vary.
If you choose male or female, the plan runs to Singapore’s average life expectancy at birth for that sex (82 for males and 86 for females, SingStat, 2025) instead of age 100. Life expectancy is an average, so many people live longer, and lasting to it is a weaker test than lasting to 100. Your gender is used for this alone.
Nothing you enter is sent anywhere or stored.
Ready to talk it through?
Message Eugene on WhatsApp. There is no booking page and no pressure.